The Affordable Care Act of 2010 has prompted many changes to our Nations health care system.
There is now an open enrollment period annually to purchase or change existing health insurance coverage, except for a life changing event. In 2015, the open enrollment period is November 15, 2014 to February 15, 2015.
There are many options when considering the right coverages for you, your family and business. We offer individual, child only, family or business comprehensive health plans on or off the Federal Facilitated Marketplace.
When applying for health coverage on the marketplace, you may qualify for a lower premium which will be effective immediately in most cases. We can help you better understand the marketplace and coverages , as well as, assist with your application.
Our agency also offers temporary health plans. These plans may be beneficial while in a transition period with up to 12 months coverages and low deductibles available.
A supplemental plan may meet your needs. These plans pay out a lump sum and can cover different conditions, such as heart, stroke, cancer and accident with low premiums. Please note: A supplemental plan may be purchased with current coverage from a comprehensive health plan as well.
Health Insurance polices may be canceled by the insured at any time, however there are strict guidelines in place for purchasing another policy. Purchasing a policy outside of the open enrollment period will be allowed with a life changing event. A life changing event includes such instances of divorce, marriage, relocation, birth, adoption and loss of health coverage due to an event meeting marketplace guidelines.
Give us a call at 940-382-3342 for a free health insurance quote today. We will be happy to assist you with your federal facilitated marketplace application today.